Baccarat is an exciting game of card comparison described as elegant and formal in the movies, especially in the James Bond films. The game is full of suspense and intrigue. What’s more? It is easy to learn and play, making it suitable for new players. Playing this card game is as simple as betting on a draw. It is also one of the casino games with the lowest house edge and good odds.
Below you may take a close look at the rules of baccarat games, how to play baccarat games and tips for playing this game at land-based, online, and live casinos.
Rules of the Baccarat Game
Dating back to the mid-19th century, Baccarat is a casino game that does not require any technical skills to play. To get the ball rolling with Baccarat, you simply place your bets on any of three hands: the banker, the player or a tie. A tie means that you have bet that the outcome of the next move between the player and the banker will be a stalemate. Essentially, the objective of this game is to bet on which hand you think will be a 9 or close to it.
Before the game begins, the dealer will shuffle 6-8 decks of playing cards, then burn 3-6 cards. The dealer will then deal two cards onto the hands of the banker and the player. The dealer will slide one card out of the shoe and place it in the player’s box, making sure it is facing up. They will then draw the next card and place it on the banker’s box on the felt table.
The dealer will then draw the second Player card followed by another Banker card. The dealer’s first round of play consists of two cards for the Banker and the Player.
Rules for Standing or Drawing Cards
These rules can be broken as follows:
Situation 1: If the Player’s points are between 0 and 5, the Player must draw another card; however, if the points are between 6 and 7, the Player must stand.
Situation 2: If the player draws a card, the banker must either stay or draw on the value of the third card. Keep in mind that the Banker must draw on totals from 0 to 2, except when the player has a natural.
Situation 3: If the player stands, the Banker’s hand must follow the same rules as the player’s: the Banker will draw on points that total 0 to 5 and stand on points that total 6 or 7.
What Is a Natural Win in Baccarat?
A natural win occurs when the total points of the first two cards the dealer deals with the banker or player are 8 or 9. When this happens, the dealer will not draw any additional cards.
If both the dealer and the player have naturals, the hand with a higher “natural” wins. For example, a nine against an eight. If both hands have equal point naturals, then it is a tie.
How to Bet on Baccarat
In the game, tricks and tens are worth zero, while aces are worth one. All other cards – 2 through 9 – are worth face value. Any hand with points higher than nine will result in a score adjustment. This means that ten points will be subtracted from the original total.
For example, a hand of 8 and 6 is 14-10. Neither the player nor the dealer can decide if a third card will be drawn. Also, the dealer cannot draw more than three cards in any case.
If you bet on the player or the banker and your hand wins, you will get a 1:1 payout. Keep in mind that the house edge is 1.24% if you bet on the Player. The house edge for players betting on the banker is 1.06, including a 5% commission.
Players who bet on a tie will receive a payout of 8:1 or 9:1, depending on the casino. The house edge for players betting on a tie is 14.63%.
Tips for Playing Baccarat
When playing baccarat, there are several things you should keep in mind. They include:
Manage Your Bankroll Wisely
Bankroll management is crucial when playing baccarat. Control your spending by dividing your bankroll. Start by deciding on the amount of your bankroll to ensure that you can only play with money you can afford to lose.
In addition, you need to practice good betting management by watching your spending. You can bet ten units for each bet with a limit of 200 units per game session. Then you can follow this up by taking a complete break.
The Banker Is the Best Bet to Make
Your probability of winning if you place your bet on the banker is slightly higher than 50%. The RTP (Return to Player) of the Banker bet is a whopping 98.94%. Therefore, this makes it the best bet in baccarat. This is why casinos charge a 5% commission on the Banker to reduce the benefits of this bet. If you make 200 bets at C$10 per hand, your expected loss will only be C$21.20.
Keep Betting on the Banker until He Loses
Betting with the banker is the simplest and safest baccarat strategy. If you are on a winning streak, you can set up a progressive betting style, but avoid being too aggressive.
Don’t Bet on the Next Hand When the Banker Loses
When you are on a winning streak and the banker is losing, avoid betting on the outcome of the next round of play. You can wait for the next round of baccarat and then continue to bet on the hand that won.
Set Your Winning Goal
Essentially, this will allow you to stop while you are still ahead. This will help you control your playing time, thus decreasing your probability of losing money. But remember that the total amount you decide to set as your winning goal will determine the number of your winning sessions. For this reason, you may want to set 50% of your budget.
Don’t Chase Your Losses
When playing baccarat, keep in mind that your goal is to have fun. As such, it is good to accept when you lose. Don’t keep playing to win the money you lost because the odds are not in your favour. You can’t win every session you play. Don’t get carried away when you lose and start chasing losses. If you have a bad day, walk away and try again another day.
Avoid Betting on the Tie Bet
With a house edge of 14.63%, the Tie Bet is the worst option you can choose when playing baccarat. If you make 200 bets on a tie at C$10 per bet, you risk $2000. That means your expected loss on the 200 bets you made is C$287.20 (14.36% X $2000).
Tie Bets Discounted
Ignore Tie bets and assume they never happened. When calculating your banker’s/player’s winnings, remember that a tie bet is just a tie that has no loser or winner.
Now that you are ready to play this exciting card game, here are some principles you should expect from most baccarat games.
There are different types of baccarat available. You should therefore know which game you are about to join and its relevant rules before you decide to play.
Never touch your chips after placing your bet, as this could be considered an attempt to cheat.
Do not join a baccarat table while the game is in progress. If other players invite you to sit down, do not attempt to place your bet or engage with the dealer and other players until the round is over. If one of the players calls for support or if the whole table places bets on the player or banker, you can also bet on the same side.
Not only is this considered good etiquette, but it also creates a good atmosphere around the table.
Sometimes people who are not sitting at the table may ask you to place their chips on your section; this is called a back bet. If you are sitting at the table, you can place the bet on their behalf.
When you have finished playing, don’t forget to cover the commission, as this can be very embarrassing.
The dealer is there to help you. So if you are new to this card game and have questions you would like to ask them, please do. You can ask questions about the rules of the game and how the points are calculated.
Final Thoughts on How to Play Baccarat
Baccarat is a card game that you can also play in online casinos. Baccarat has three main betting options. However, some baccarat games offer a side bet. If you are new to baccarat, the information above will help you in the decision-making process. Remember that the best bet to make in baccarat is the Banker, as it has the lowest house edge and an impressive RTP. Take your time with breaks when playing this table game. In return, you will get more playing time and have a great time.